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Sunday, June 8, 2008
Privacy Policy for 1001homestay.blogspot.com
Thursday, April 3, 2008
CurbedWire: Pasadena Art Installation, House Portrait Trend
PASADENA: The above is part of The Long Weekend, an installation and performance staged last weekend by Phantom Galleries LA in Pasadena on Colorado Boulevard. It looks like dozens of different artists including these sign twirlers, performed in the space. More via the Flickr gallery set. [Picture/text via Flickr user Phantom Galleries USA]
LOS ANGELES: More of that house portrait trend, i.e., hiring a high-end photographer to shoot your own home. It's purely a vanity project, but hey, if you can afford it. And it could help when it's time to sell. Via the Chicago Tribune: "George Penner of Deasy/Penner & Partners, a boutique real estate firm in Beverly Hills, Calif., has observed that potential buyers are often more impressed of late at seeing a house's portrait on the wall than in a magazine. "It gives the house cachet," Penner said, "and may even give it an edge in the market." [Chicago Tribune]
Architecture Ebook
To completed your knowladge about home, hometrend; you should download this architecture ebook.
here some of them:
Thursday, February 28, 2008
How to build Green Interior Design
Interior design is something we don’t think about that much in terms of indoor air quality. Do we live in green homes? Are we bringing up our children in healthy homes?
It’s important to consider that seriously, even before we step into green interior design, why aren’t we thinking about indoor-air quality? Green interior design is also about sustainability. Interior designers really need to look at what products we’re using. I want to focus, however, on the interior designer’s role in indoor-air quality.
When we buy upholstery, we’re buying a blind item. Paint often contains VOCs—volatile organic compounds. Every time we paint we’re emitting these, which is especially unhealthy if we’re living in the home while we’re painting. Do we think about VOC counts when we’re going to paint our homes? I coauthored the Baby’s Breath program for the American Lung Association. I asked if she used no-VOC paint, and she answered, “I don’t know.” She knows the room was painted twice because the color wasn’t right but not whether the paint used affects the air quality.
Furniture also has an effect on the air quality. Now we have new furniture, new carpeting, and paint all coming together at one time creating a toxic soup that affects our health.
Interior-design products can cause or exacerbate problems. Every product has an MSDS. Let’s look at natural wool carpeting. If someone has asthma, then they might be allergic to wool. Do your children have allergies? Still, natural carpeting without synthetic dyes, particularly in children’s rooms or babies’ rooms, is one of my recommendations. Also if it’s wool and not synthetically dyed, we don’t have the emissions coming in of phenylcyclohexene, another toxic gas that emits from new carpet—otherwise known as the new carpet smell. [Tropical Green keynote] If budget constraints force you to use particle board, there are products that can be applied to seal those emissions. Page 4www.metropolismag.com/CE • “Green Interior Design” People bring home all that inexpensive, disposable children’s furniture to baby’s room. Now we’re adding that furniture to the carpet smell, the painting, and the vinyl mattress that’s off-gassing plasticisers, dioxins, and thylates. This is not healthy for a baby.
The baby’s room should be the healthiest room in the house. Then if we can take cues from the baby’s room, we can create healthy homes—again, no volatile organics in paints and sealants. No PBDEs. Let’s look to recycled furniture. My second grandchild is going to be born in July, and that baby’s furniture is my son’s baby furniture. Once again, I stress this in babies’ rooms: natural carpets and fibers, because of the lack of emissions of phenylcyclohexene.
Pretty? Let’s talk about safety. Interiors aren’t beautiful unless they’re breathable. A room that I did for the American Lung Association show house proves that green interiors don’t have to be granola. People have the idea that a green interior designer can’t know anything about interior design. Let’s look at the interior. We can have daylighting for indoor environmental quality from the windows. For indoor air quality natural fibers and textiles were used as well as recycled, reused furnishings. There’s a high performance heating, ventilation, and air-conditioning system, which I always recommend. And there are natural plants.
Plants take a lot of toxins out of the air. If we take a look at an overview of a green interior design standard, these are all of the areas where interior designers are a part of the whole building envelope: We have something to do with water efficiency and purification; energy efficiency; waste reduction; indoor environmental quality; indoor-air quality; material and resources—these two are huge. The perception is, what does an interior designer know? If you have a green, healthy building but your interior designer or maintenance crew knows nothing about indoor-air quality, you no longer have a green building.
We selected a house in South Carolina that started off with 85 percent relative humidity. The notion that if it smells like Clorox it must be clean amazes me. Look for products that have performance. Off-gas. You’ve got to open that carpet package. Keep your eye out for green certifications. There is the U.S. Green Building Council for interiors, which is LEED CI. We have the Florida Green Building Coalition, which addresses the Florida climates. The American Lung Association is recognizing indoor air quality–problems, and certainly its solutions, since a long time ago. We have a showroom in North Palm Beach, Florida, that carries all eco-friendly products. I train and teach classes to interior designers as well as the public on eco-interior design. What’s your process of finding materials?
Victoria Schomer had a great resource book. Environmental Building News actually puts out a residential book on all products for the home. On the Internet, look for healthy home furnishings and organic furnishings. Wool insulation is inherently fire retardant. So if we have a baby’s mattress that’s wool insulated we don’t have to worry about flame retardants.
Wednesday, February 27, 2008
Using A Reverse Mortgage to Stay at Home
Home equity can be a useful source of cash to make living at home easier. Let’s consider the situation of three families who take out a reverse mortgage.
Scenario #1: Mbuh and Raweruh (ages 69 and 65) bought long-term care insurance that will pay for services when they need help with personal care (such as bathing, dressing,
Based on Jill’s age, the Andersons receive $74,798 from their reverse mortgage. A reverse mortgage can give you extra funds to pay for preventative measures that can reduce the risk of a serious accident.
Scenario #2: Rangerti (age 75) relies on community services such as Meals on Wheels and help from a homemaker to live at home. It can be challenging to pay for all the different things you need to live at home. A reverse mortgage provides added flexibility to the family budget by letting you pay for the things
A reverse mortgage credit line can help you manage cash flow since the money is available when you need it.
How Much Money Will be Available to Pay for Help at Home?
The amount that you can borrow is based primarily on the age of the youngest homeowner, the value of the home, the type of reverse mortgage, and the current interest rate. The different types of reverse mortgages include:
- Home Equity Conversion Mortgage (HECM)—This program is offered by the Department of Housing and Urban Development and is insured by the FHA. HECMs are the most popular reverse mortgages, representing about 95% of the market.
- Fannie Mae Home Keeper loan—Borrowers can receive more cash from these loans than with a HECM since the loan limit for this product is higher.
- Financial Freedom Cash Account loans—This product is available to seniors who own homes that are worth more than $600,000. These “jumbo” loans are especially helpful to homeowners with expensive homes since there is almost no maximum home value under this plan.
Loan amounts can vary by tens of thousands of dollars among the three types of reverse mortgages available in the market. To find out how much money you may be able to get from a reverse mortgage, use the simple, on-line calculator offered by AARP (www.rmaarp.com) or the National Reverse Mortgage Lenders Association (nrmla.edthosting.com).
Reverse mortgages can pay for help at home for many years. care. Since lenders offer higher loan amounts at older ages, an 85-year-old borrower would be able to pay for more assistance or for a longer period.
Not all reverse mortgage borrowers end up living in their homes for the rest of their lives. Some face health problems that require them to leave the home. When the last borrower dies or moves out of the home, the reverse mortgage becomes due and needs to be paid. How much equity would be left at this point depends on the amount of money you used from your loan, how long you kept the loan, interest rates, and any home appreciation.
An important protection offered by reverse mortgages is that you (or your heirs) will never owe more than value of the home at the time you sell the home or repay the loan. This is true even if the value of your home declines.